In medium skillet brown turkey over medium heat for 8 minutes or until meat is cooked. Add taco seasoning and water. Stir and cook for 3 minutes. Set aside.
In medium skillet add peppers, onions and olive oil. Cook over medium heat for 5 minutes or until onions are translucent and peppers are soft. Set aside.
Lay 1 flour tortilla flat, top with tostada shell, refried beans, taco meat, cheese onions, peppers, tomatoes, and avocado.
Fold the edges up to the center.
Spray a medium skillet with non stick cooking spray, place over medium heat.
Lay crunchwrap seam down on skillet. Cook for 2 minutes, flip and cook for 2 more minutes or until golden brown.